SCRT vision: is of an effective, socially-committed and prospering Scottish third sector sustained by a financial infrastructure aligned to its needs.
SCRT mission: is to allow the third sector to pool its financial resources for the mutual benefit of the sector and the communities it serves.
The community reinvestment model is based on the premise that third sector organisations and personnel (staff/trustees/volunteers) have a vested interest in ensuring the sector they either work for or volunteer with is successful. By becoming social investors in the sector, not only are they using their financial resources in a socially responsible manner, but their organisations are more financially robust and better able to meet their charitable and community outcomes.
SCRT does this by developing bespoke ‘Community Loan Funds’ that allow organisations and personnel with money, to invest in organisations looking to borrow money but struggle to do so from mainstream banks or social investment providers. This enables the sector to take more responsibility for its own long term financial needs and ensure loans are available for supporting new ideas, emerging initiatives and cheaper, patient and micro lending. These community loan funds can be created for either communities of interest (national, local or thematic) or specific geographical communities.
SCRT core values: we will work within the third sector’s four broad value-based narratives as follows: